Free guide

The SMB Cash Cycle Scorecard

Five RevOps practices, a 7-dimension self-assessment, and a 30-day playbook for service-business owners who are tired of waiting 30 days to get paid for work they finished last month.

  • The five practices that move DSO from 31 days to under 17
  • The 7-dimension scorecard — rate your shop in 90 seconds
  • Acme Fabrication worked example: $57K cash flow lift in one quarter
  • 30-day implementation checklist

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Preview
7 dimensions

Score yourself in 90 seconds

Dimension1 — Friction5 — Best
Quote turnaround>72 hours, often slips<24 hours consistently
Follow-up cadenceAd-hoc, runs on memoryAutomated 7/14/30 on every quote
Customer memory"What did we charge them?"System recalls per-customer pricing
Quote-to-invoice handoffRe-typed, 1-3 days laterAuto-created on signature
DSO (days sales outstanding)>30 days average<15 days
Customer payment frictionMail a checkOne-click pay (Stripe/ACH)
Pipeline visibilityGut feel and memoryLive dashboard, automatic

Full scorecard includes the “3 — Emerging” column and scoring guidance.

The math that justifies the read

82%
of small business failures trace back to cash flow problems (SBA)
27.5 days
average wait to get paid past invoice issue (Sage)
$84K
average SMB receivables tied up in unpaid invoices (QuickBooks)
5+ hrs/wk
owners spend chasing payment (Atradius)

What’s inside

Ten pages, no fluff. Designed for owner-operators who want a system, not a sermon.

The cost of a leaky cash cycle

Anchored in real numbers: where the 27.5 days actually comes from, and how a $500K shop loses $110K/yr to operations alone.

5 RevOps practices

Quote in <24h · 7/14/30 follow-up · per-customer memory · same-day invoicing · one-click payment.

The 7-dimension scorecard

Self-assess against the Friction → Emerging → Best-in-class ladder. Average your score for your Cash Cycle Index.

30-day implementation checklist

Pick one dimension, lift it one level, re-score next quarter. The discipline that compounds.

Worked example

Acme Fabrication (6 employees, $500K revenue). Q1 → Q2 scorecard lift. $57K in cash flow recovered.

Buyer&rsquo;s questions

Three questions to ask before you adopt any RevOps tool — including whether you should adopt Setell.

Get the free guide

Email only. No card. The full PDF + the worked example + the 30-day checklist.

Prefer to read it on the web first? Read the full guide as a blog post →